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Course Objectives

Participants will use a structured and systematic approach to evaluate the credit standing of a company and assess the relative attractiveness of the risk-return profile of the investing / lending proposition. This is a highly interactive workshop where case studies and exercises are used to illustrate key learning points. A case study presentation will form part of the workshop allowing participants to apply the concepts acquired during the workshop to a real-life scenario. Participants are encouraged to be focused and concise in developing and articulating credit judgement.
Specifically, participants will learn to:

  • Apply a structured approach to assess the creditworthiness of a borrower
  • Evaluate the performance of a company based on qualitative and quantitative frameworks and tools
  • Use appropriate market indicators, where available to understand refinancing risk and the market view on a credit
  • Identify the key factors that drive a company's future performance and evaluate the likely impact on its credit standing
  • Use a cash flow approach to ascertain a company's ability to service/refinance its debt as it comes due
  • Review debt structures to assess to what extent they meet the commercial needs of the borrower and protect the lender's interests

Target Audience

Fixed income professionals, corporate bankers and analysts, corporate risk underwriters and other finance professionals working in credit risk management and credit products areas, including relationship management and debt origination.
Participants should have a firm grasp of accounting and be familiar with basic credit concepts before attending this programme. The two-day Introduction to Corporate Financial Statements is designed as a preparation for those with limited accounting and banking experience.

Daily Schedule

In each course day the price includes:

Morning Coffee 08:30 to 09:00
Training 09:00 to 10:30
Morning Coffee-Break 10:30 to 10:45
Training 10:45 to 12:30
Executive Lunch 12:30 to 13:30
Training 13:30 to 15:30
Afternoon Coffee-Break 15:30 to 15:45
Training 15:45 to 17:30

Complementary Water and Soft drinks during the whole day.

Attachments


Corporate-Credit-Analysis-2016.pdf


Courses are delivered in English language. Delivery in Portuguese or Spanish is possible if there is a minimum of 8 participants (at request).
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Course Objectives

The overall goal of this four-day workshop is to enhance existing analytic skills; using a structured and systematic approach to evaluate the credit standing of a company and the attractiveness of the risk - return profile of a transaction. Participants are encouraged to be focused, practical and concise in developing and articulating credit judgement. Specifically participants will be equipped to:
  • Apply a 4-step model to assess the creditworthiness of a borrower in a developing market
  • Evaluate the performance of a company based on qualitative and quantitative frameworks and tools (e.g. ratios and cash-flow measures)
  • Identify the key drivers that drive a company's future performance and evaluate the key challenges of emerging markets credits: e.g. generating cash-flow in growth markets and refinancing in volatile conditions
  • Use a cash-flow approach to ascertain a company's ability to service / refinance its debt as it comes due
  • Review debt structures to assess to what extent they meet the commercial needs of the borrower and protect the lender's interests
  • Use appropriate market indicators, where available (e.g. ratings, equity indicators, bond and CDS spreads) to understand refinancing risk and the market view on a credit

Target Audience

Fixed income professionals, corporate bankers and analysts, corporate risk underwriters and other finance professionals working in credit risk management and credit products areas, including relationship management and debt origination.
Participants should have a firm grasp of accounting and be familiar with basic credit concepts before attending this programme. The two-day Introduction to Corporate Financial Statements is designed as a preparation for those with limited experience in accounting and financial statement analysis.

Daily Schedule

In each course day the price includes:

Morning Coffee 08:30 to 09:00
Training 09:00 to 10:30
Morning Coffee-Break 10:30 to 10:45
Training 10:45 to 12:30
Executive Lunch 12:30 to 13:30
Training 13:30 to 15:30
Afternoon Coffee-Break 15:30 to 15:45
Training 15:45 to 17:30

Complementary Water and Soft drinks during the whole day.

Attachments


Emerging-Market-Corporate-Credit-2016.pdf


Courses are delivered in English language. Delivery in Portuguese or Spanish is possible if there is a minimum of 8 participants (at request).
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Course Objectives

The overall goal of this three day workshop is to build analytic skills. Using a structured and systematic approach, participants will learn to evaluate the credit standing of a SME*. The workshop will demonstrate how to combine a qualitative assessment of the company and its management with a quantitative analysis of its performance. Simple and effective forecasting tools are used to assess and anticipate the performance of the SME. A case study will form an integral part of the workshop, allowing participants to apply the concepts acquired during the workshop to a real-life scenario. Specifically participants will be equipped to:
  • Assess the credit worthiness of SME borrowers using a 4-step approach
  • Evaluate the commercial viability and sustainability of the business model and management's ability to deliver to plan
  • Use a simple cash flow forecasting model to anticipate a company's future performance, sensitise and evaluate assumptions, and interpret their impact on the credit outlook and the ability to service its debt
  • Understand the key funding sources available to SMEs
  • Build robust monitoring and covenant packages to meet the commercial needs of the company and provide protection to the lender

Daily Schedule

In each course day the price includes:

Morning Coffee 08:30 to 09:00
Training 09:00 to 10:30
Morning Coffee-Break 10:30 to 10:45
Training 10:45 to 12:30
Executive Lunch 12:30 to 13:30
Training 13:30 to 15:30
Afternoon Coffee-Break 15:30 to 15:45
Training 15:45 to 17:30

Complementary Water and Soft drinks during the whole day.

Target Audience

Relationship managers, credit risk management professionals and advisors involved in the provision of credit and related products to SMEs.

Attachments


SME-Corporate-Credit-Analysis-2016.pdf


Courses are delivered in English language. Delivery in Portuguese or Spanish is possible if there is a minimum of 8 participants (at request).
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This is an intensive 3 day version of the Corporate Credit Analysis course

Course Objectives

To revise and enhance analytic skills in order that participants will become:
  • Structured and focused in their approach to analysing corporate credit risk
  • More effective in assessing the success of a company's business model and the appropriateness of a company's capital structures (i.e. the degree of liquidity and the ability to service debt)
  • Better equipped to critique the terms and conditions of credit instruments to ensure that they reflect the commercial needs of the business and protect the debt provider's position
The course makes extensive use of case studies, live examples and exercises to ensure that the training is highly interactive, practical, topical and challenging. Case studies are drawn from a number of countries and industries and provide participants with the opportunity to practice the application of the analytic frameworks and tools in context of real situations. The emphasis is on developing critical judgement; participants are required to be focused, practical and realistic in their approach.

Target Audience

Experienced lending bankers, fixed income professionals and fund managers involved in the provision of credit.
Participants should have a firm grasp of accounting and have credit experience before attending this programme.

Daily Schedule

In each course day the price includes:

Morning Coffee 08:30 to 09:00
Training 09:00 to 10:30
Morning Coffee-Break 10:30 to 10:45
Training 10:45 to 12:30
Executive Lunch 12:30 to 13:30
Training 13:30 to 15:30
Afternoon Coffee-Break 15:30 to 15:45
Training 15:45 to 17:30

Complementary Water and Soft drinks during the whole day.

Attachments


Advanced-Corporate-Credit-2016.pdf


Courses are delivered in English language. Delivery in Portuguese or Spanish is possible if there is a minimum of 8 participants (at request).